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My clients are extremely happy with Array Health’s service. From its easy-to-use web-based tools to its superior customer service, Array does a fantastic job. Because of its defined contribution model, my Array clients require far less time than my other clients. Since I don’t have to spend time on renewals and other customer service issues, I have more opportunity to meet with prospective clients and deepen my relationships with existing ones. Deborah Levy Sr. Benefits Consultant AH&T Insurance

Advantages

Array sells its service exclusively through insurance brokers, who keep all the commissions.

When working with Array, you are the Broker of Record on all individual health insurance your clients apply for through Array, and you receive commissions directly from the insurance carriers. As a benefits administration company, we don’t represent insurance carriers or accept commissions from insurance carriers. All commissions are yours.

There are four key benefits to working with Array including:

1. Gain Revenue from New Clients
Many companies can’t afford group medical insurance. In fact, only 63% of companies offer health benefits to their employees today, according to The Kaiser Family Foundation. However, some companies would like to offer benefits, and are willing to contribute $100 - $200 a month per employee for health coverage. Using Array, you now have products to offer these companies so you can increase your revenue.

2. Access New Revenue Sources within Your Client Base
If you have clients with employees who are ineligible for an existing health benefits plan, such as part-time or hourly workers, you can offer Array and gain commissions from a source you would have otherwise been unable to monetize.

3. Increase Your Commissions
Commissions on individual policies in Washington state typically range from 7.5 – 8%, and frequently carriers offer one-time bonuses for every policy sold in a quarter.

4. Save Time with No Burdensome Group Renewals
At renewal, the only decision your client needs to make is how much money they want to provide employees for the next plan year. That’s it. No plan analysis, price shopping, or employee meetings—which gives you more time to sell.

We also provide extensive support to help you sell our service, including:

Customized Proposals and Presentations
Array helps build customized proposals and presentations to address the specific needs of your clients. Array representatives may also be available to assist you in client meetings, which can help you increase your close ratio.

Assistance with Onsite Enrollment
Array representatives can assist you during client implementations and enrollment, depending on the size and location of the client. For companies without computers onsite, Array can bring laptop computers, enabling employees to apply for insurance online. We’ll give you resources and tools to deliver a clear message to all employees.

Online Broker Tools
Every Array broker receives access to their own online Array portal where they can view submitted employee applications and health questionnaires, see employee policy information, download commission reports, and access client account information. All you need to effectively manage your Array accounts can be found in the Broker Portal.

Learn how Array has proven itself an effective solution in a variety of industries.