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My clients are extremely happy with Array Health’s service. From its easy-to-use web-based tools to its superior customer service, Array does a terrific job. Array’s defined contribution model has simplified my client interface and made it a far more efficient process; freeing up my time to enhance service models, deepen client relationships, and increase overall client satisfaction. Deborah Levy Sr. Benefits Consultant AH&T Insurance

Array Bulletin: Service & Market Updates for April 2008

Over the last few weeks we've implemented our defined contribution service for several new employer groups. In this issue, we will discuss how our service enabled one of these new clients to offer health benefits for the first time. We will also share some recently released data on the individual health insurance market in Washington.

Client Case Study: Array's Affordable Solution

Several of our newest groups are young software companies. In one instance, the company had grown to the point that it needed to offer health benefits and investigated purchasing a traditional group plan. The owner, however, was shocked to learn how expensive it would be to cover his employees. He concluded that he could not afford health benefits until Array's defined contribution service was presented as an option.

With traditional group health insurance costing on average $372 per employee per month, many businesses cannot afford group coverage. However, with Array's defined contribution service, employers can now offer health benefits to their employees at a price they can afford. In this instance, the employer gave employees $250 a month. Employees were then able to use Array's service to apply for an individual policy or use the funds for other eligible medical expenses. Our service allowed this company to provide health benefits for the first time.

WSHIP Releases 2007 Annual Report

This new report shares some very interesting data on the individual health insurance market in Washington. Here are some of the key statistics from the 2007 applicant pool:

111,551 people applied for individual coverage in 2007.
105,761 applicants were accepted, a 94.8% acceptance rate.

The individual market has grown dramatically over the last few years. The report presented the following supporting data:

249,232 Washingtonians were enrolled on an individual policy by the end of 2007.
The individual market growth rate was 12% in both 2005 and 2006.
The individual market grew by 107% between 2000 and 2006

If you have questions or requests, please don't hesitate to give us a call.

Sincerely,

Christopher Moneta

Director of Sales

1-800-640-7086