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Insurance

Array makes it easy for you to sell many individual health insurance policies. And you keep all the commissions.

With Array your client simply provides an allowance to its employees. Those who choose to use their HRA money for insurance can purchase the individual health insurance policy they want in the private market and be reimbursed for the policy through the company’s HRA. As the broker, you benefit from being able to offer a plan that gives the company flexibility, while still benefiting from the revenue of these individual health insurance policies.

Offer Many Individual Health Insurance Options

Through Array your clients' employees have access to approximately 30 individual health insurance policies, ranging from comprehensive coverage with $500 deductibles to catastrophic coverage with $5,000 deductibles. Employees are empowered by Array’s online tools to choose health insurance policies custom-fitted to their personal needs.

With Array’s HRA, employees can be reimbursed for individual health insurance with tax-preferred dollars. That’s why Array is the turnkey solution for companies desiring to mix employee choice with the tax benefits of a group health plan.

Make Your Job Easier

Array provides your clients' employees with an easy-to-use online tool that helps them compare, choose, and apply for individual health insurance policies. Array ensures all applications are complete and submitted without errors. This streamlined process means you spend less time supporting their enrollment, which makes your work life easier.

Keep All Your Commissions

When you sell Array’s HRA to a company, we license our online application platform to you at no charge. You are the Broker of Record for all individual health insurance. You represent all the carriers and the plans on the site. You can also view submitted applications and health questionnaires through a separate portal. This platform enables you to sell large numbers of individual policies with greater efficiency than ever before.

Learn about the advantages Array offers your brokerage.